Meet Joel

Thanks to his many, many satisfied customers and business partners, 100% of Joel Terrill's business is by referral.

Joel started originating residential mortgages in 1990 and quickly rose to be one of Arizona's top 1% mortgage loan officers. But customers are never numbers to Joel, who takes pride in working one on one with you.

Meet the Team

Joel Terrill Team

Left to right: Liza Lucas, Nallely Gutierrez, Malorie Hessler, Joel Terrill

How Joel Works

Whether it's helping his customers purchase a new home or refinance their current mortgage, Joel is always available, working personally with his customers to help them make the right decisions on their mortgage.

Thanks very much for taking such good care of the Millers! Knowing we can count on your professionalism and efficiency helps take the stress out of the process.
B. Royer, Smith Realty

Expertise and Specialties

  • Purchase
  • Refinance
  • Investment properties
  • Vacation/second homes

Community Involvement

Joel is an active member of his church and enjoys volunteering in his community.

Bell Bank employees in our Bell Mortgage Phoenix, Ariz., office pooled their Pay It Forward funds to help an Arizona family keep their foster children.